Non-Sufficient Fund (NSF) Cheque

What happens when a cheque for a driver's licence transaction is returned by a financial institution as non-negotiable?

A cheque is considered non-negotiable for the following reasons:

• Payment stopped;
• Wrong account number;
• Inconsistency between written and figure amount;
• Signature irregular;
• Account closed/transferred;
• Insufficient funds.

When a cheque is returned to the ministry, a notification letter is sent to the driver by mail and the following occurs:

• A non-negotiable fee of $35.00 is charged;
• If payment is not received within 30 days the licence will be cancelled; and
• An additional administration fee of $5.00 or 10% of the non-negotiable cheque, whichever is greater will then be charged.

Payment must be made by certified cheque, credit card (VISA, MasterCard, or American Express), money order (payable to the Minister of Finance) or cash at any Driver and Vehicle Licence Issuing Office or by certified cheque or money order and mail to:

Ministry of Transportation
Financial Transactional Services Delivery Branch
Non Tax Revenue Management
40 Elm Street, Suite 41A
Sudbury, Ontario
P3C 1S8