Non-Sufficient Fund (NSF) Cheque - Vehicle Transaction

What happens when a cheque for a vehicle transaction is returned by a financial institution as non-negotiable?

When a cheque is returned by a financial institution to the ministry, a denial is placed against the plate for which the cheque was written. A cheque is considered non-negotiable for the following reasons:

• Payment stopped
• Wrong account number
• Inconsistency between written and figure amount
• Signature irregular
• Account closed/transferred
• Insufficient funds

The following occurs when a denial is issued:

• A notification letter is sent to the plate owner by mail
• A denial is recorded against your plate immediately
• An administration fee of $35.00 is charged. After 30 days an additional $5.00 fee for each plate or 10% of the value of the cheque, whichever is greater, is charged.

Payment must be made by certified cheque, money order (payable to the Minister of Finance) or cash at any Driver and Vehicle Licence Issuing Office or by certified cheque or money order and mail to:

ServiceOntario
Financial Transactional Services Delivery Branch
Non Tax Revenue Management
40 Elm Street, Suite 41A
Sudbury, Ontario
P3C 1S8