Most vehicles on Ontario roads must be registered, insured and maintained to meet certain basic standards. If you own a vehicle, you are responsible for making sure it meets the requirements. People who buy and sell vehicles also have certain responsibilities.
Ontario has compulsory automobile insurance. Before you can attach plates to a vehicle or renew your registration, or buy a temporary (trip) permit, the vehicle must be insured. In Ontario, private companies provide insurance coverage.
All vehicles must be insured for third party liability for at least $200,000. This covers you in the event that you injure or kill someone or damage someone's property. Collision insurance to cover damage to your own vehicle is a good idea but not required by law.
When driving your own or someone else's vehicle, you must carry the pink liability insurance card for that particular vehicle. You must show this card when a police officer asks for it. If you do not, you can be fined up to $400.
Every person who operates a vehicle without insurance is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000. On a subsequent conviction to a fine of not less than $10,000 and not more than $50,000.
Your vehicle permit must accurately describe your vehicle. If a change is made to your vehicle, you must report it at a Driver and Vehicle Licence Issuing Office within six days.
If you own a vehicle and change your name or address, you must notify the Ministry within six days (There is no charge for these changes). You can change your name and address in person at a Driver and Vehicle Licence Issuing Office. You can change your address:
| Vehicle-Related Transactions | Cost |
|---|---|
| Vehicle permit and number plate(s) | $20.00 |
| Vehicle permit and plate for a trailer | $35.00 |
| Vehicle permit and decal for a motorized snow vehicle | $30.00 |
| Vehicle permit and plate for an Off-Road vehicle | $35.00 |
| Yearly Vehicle Validation Fees | Cost |
|---|---|
| Passenger vehicles or motorized mobile homes | |
| In Southern Ontario | $74.00* |
| In Northern Ontario | $37.00* |
| Motorcycles | |
| In Southern Ontario | $42.00* |
| In Northern Ontario | $21.00* |
| Mopeds | |
| In Southern Ontario | $12.00* |
| In Northern Ontario | $12.00* |
| Commercial vehicle gross weight 3,000 kg or less | |
| In Southern Ontario | $74.00* |
| In Northern Ontario | $37.00* |
| Commercial vehicle gross weight 3,000 kg or less, personal use | |
| In Southern Ontario | $74.00* |
| In Northern Ontario | $37.00* |
| Historical vehicles | $18.00* |
| Motorized snow vehicles | $15.00* |
* add a $1 convenience fee if purchased through a ServiceOntario kiosk.
Effective January 1, 2005, all personal cheques must be certified unless payment is sent by mail.
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Last modified: March 20, 2009